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LAWT by Lifecycle Wealth Technology
LAWT is the AI-native onboarding and advice platform built for UK IFA firms. Your client follows one link and completes a guided fact-find in their own words, by voice or text, then confirms it. From there a team of AI agents carries the advice forward, stage by stage, with you in control at every decision that matters.
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We are working alongside a small number of UK IFA firms to shape LAWT around how advisers really work. Book a short call and we will walk you through the client journey, the agent thread and the audit trail.
Before an adviser can do the work clients actually pay for, there is a wall of structured admin: sending forms, running the fact-find, chasing missing details, checking KYC, pulling everything into a suitable shape and keeping it all compliant. It is essential, exacting and endlessly repeated.
It also delays the real advice. Clients wait, files sit half-finished, and good firms lose hours to process they cannot bill for. None of it needs an adviser's judgement, yet most of it lands on an adviser's desk.
This is exactly the work that suits a well-supervised AI team. LAWT takes the structured journey off your plate, from the client's first answer to the issued advice, and leaves you the conversations and the decisions only a human should make.
“Less time gathering the facts. More time giving the advice.”
You send the client a link. They complete a guided fact-find in their own words, review it and confirm it. That confirmed record flows straight into your CRM, where a team of AI agents picks it up and drives the advice forward. You watch the work happen and step in where it counts.
The client opens a link and is led through the questions one at a time, by natural voice or by text, whichever they prefer. The assistant explains why each detail is needed, so the ask feels clear and trustworthy. They can stop and pick up later.
Every answer builds into one Fact Find. The client reviews it and confirms it, and that confirmation is recorded as a milestone. The same Fact Find then feeds your CRM and every agent, so nothing is re-keyed and nothing drifts out of date.
A compliance officer, paraplanner and administrator take the confirmed Fact Find through clear, ordered stages. You see each agent's thinking, its output and the hand-off to the next, in plain language, with you signing off the steps that matter.
LAWT mirrors the roles inside an advice firm. Three AI agents carry the structured work between them through an ordered, eleven-stage process, and hand the adviser clean drafts to decide on. The adviser stays accountable at the decisions that matter.
Opens every case by checking the confirmed Fact Find holds enough KYC, and flags anything missing or unusual. Later, it runs a first-line check over the drafted advice before it reaches you, so suitability is reviewed on every case, not just the ones that get a second look.
Builds the cashflow picture, shows where the client stands against where they want to be, and drafts a suggested strategy for you to shape. Once you have set the direction, it drafts the advice report and the enclosure email, ready to issue.
Handles the practical next steps: drafting the Letter of Authority, writing clear emails to request any missing detail, and setting out the path forward. After the advice is agreed, it drafts the implementation plan so nothing is left hanging.
You hold the human sign-off gates. You set the strategy from the paraplanner's suggestions, review and authorise the advice, and issue it to the client. The agents prepare the ground; the regulated decisions remain yours.
From the moment you send the link to the moment you issue the advice, LAWT runs the journey in clear stages. The client does the easy part, the agents do the heavy lifting, and you keep your hands on the wheel.
You invite the client with a single link, sent straight to their phone by text. No logins to set up, no software to install, no forms to print.
The client answers a guided, one-at-a-time fact-find by natural voice or by text. The assistant explains why each detail matters, and they can pause and return whenever it suits them.
The client reads back their completed Fact Find, corrects anything and confirms it. That confirmed record flows straight into your CRM as the single point of truth.
The confirmed Fact Find sets the agents to work through the staged process: compliance check, cashflow, strategy and report, with you seeing every step in the live thread and signing off the key gates.
You set the strategy, review and authorise the advice, and issue it to the client. It lands on your pending-advice list, with the full trail kept behind it.
LAWT is not a black box. Every case runs as a live, readable thread, where each agent posts its thinking, its output and the hand-off to the next, like watching a capable team talk through a case. From your portal you can see exactly which stage a client is at, what is waiting on you, and every check that has passed or flagged, all in plain language and all kept for the record.
Advice is a regulated activity, and your client data is the most sensitive thing you hold. LAWT is built so a human stays accountable at the key steps and so you can always prove what was done, by whom and when.
Client data is held on established, enterprise-grade cloud infrastructure, with each firm's records kept separate. No co-mingling, and built with UK and EU data residency in mind for FCA-sensitive information.
The advice path keeps an adviser accountable where it counts: you set the strategy, authorise the advice and issue it. The agents never make the regulated decision.
Every agent action, input and output is logged with provenance, and the client's confirmation of their Fact Find is recorded as a milestone, ready for scrutiny.
Export any client's record, or your whole book, in standard formats whenever you need it, for handover, review or regulatory request. Your data stays yours.
Each agent works from a clear, editable playbook. We set your fact-find questions, your suitability wording and your way of working into the process, so LAWT reflects how your firm advises, not a generic template.
LAWT follows the same shape as the advice you give today, from fact-find to suitability to issue. There is nothing new for your team to learn to operate, and nothing for you to bolt on around it.
We bring your existing client data across and get you running, with your team verifying the result. A low-friction way to begin, without starting from a blank file.
Because every agent follows an editable playbook, you can refine how LAWT works as you use it, so its drafts and suggestions reflect your firm more closely over time.
Now in early access
We are shaping LAWT alongside a small number of forward-looking UK IFA firms. If you would like the structured work handled and the advice kept firmly in your hands, we would like to talk.
